Travel Care Travel Insurance
 
About Pan-American Life Insurace Group

The Pan-American Life Insurance Group (PALIG) is a leading provider of insurance and financial services throughout the Americas. PALIG is dedicated to being the first-choice partner for top rated life and health insurance and employee benefits for local and multi-national companies, as well as individuals seeking trusted financial security.

 

Travel Care 

Whether it's business or pleasure, Travel Care covers your family, your employees and you. 
 

Why buy Travel Insurance?

The main reason is that a vacation can be an expensive proposition, with a lot of nonrefundable costs in the event that it has to be cancelled or delayed at the last moment. If you have to cancel a vacation for any reason, such as an illness, a death in the family, bad weather, natural disaster or some other unforeseen and unavoidable reason, Travel Insurance would be a great benefit for anyone who has planned a vacation, only to wind up paying for a lot of things you can’t use. Such nonrefundable travel items include airline tickets, hotel reservations, tours and other expenses.

Another kind of travel insurance covers sudden and unexpected health issues that may occur while traveling that are not covered by regular health insurance. This is particularly useful in a foreign country where the health care system may not be up to western standards. Services covered may include emergency room costs and medical evacuation if you’re seriously ill or hurt.

The third kind of travel insurance is called assistive insurance. This connects the traveler to such services as legal advice or health care providers in case of an emergency.

A recent survey by the US Travel Insurance Association reported that one in six persons have had their travel plans impacted by unforeseen developments such as an illness, air carrier problems or some other reason. Of those people, just one in five had travel insurance. The rest often took a serious financial hit because their travel plans were ruined. Therefore everyone should evaluate their needs and consider including insurance as part of their vacation plans.

 

Travel with safety in mind

 

A comprehensive plan offering you, your family and employees the most valuable benefits in one package:

·         Accident & Sickness Medical Expense Reimbursement

·         Medical Evacuation

·         Accidental Death & Dismemberment

·         Repatriation of Remains

·         Emergency Family Travel

 

Whether it’s business or pleasure, Travel Care covers your family, your employees and you.

Guaranteed Coverage 24 Hours a Day, 365 DAYS A YEAR.

 

The Benefits Offered: in TT$

 

BRONZE

SILVER

GOLD

PLATINUM

Medical Expense Reimbursement

125,000.00

250,000.00

500,000.00

625,000.00

Medical Evacuation

125,000.00

156,250.00

156,250.00

156,250.00

Accidental Death Dismemberment

125,000.00

156,250.00

156,250.00

156,250.00

Repatriation of Remains

125,000.00

125,000.00

125,000.00

125,000.00

Emergency Family Travel

18,750.00

18,750.00

18,750.00

18,750.00

 

This policy will not cover any loss, injury, damage, or legal liability:

1.     arising directly or indirectly from travel in, to, through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria.

2.   sustained directly or indirectly, by an terrorist or member of a terrorist organization, narcotics trafficker, or purveyor of nuclear, chemical, or biological weapons.

 

Pre-Existing Conditions and related symptoms are excluded from coverage.

Premiums and payments are in local currency.

 
 
 
 
 
Contact Krystal Vacations for further information or visit www.palig.com
Barataria - 674-0030 // 674-3870
Arima - 667-7177 // 223-8597
Chaguanas - 665-1800 // 221-5416
San F'do - 652-5553/6 // 221-1839